Campus-Based Aid		Financial aid programs administered by the school's financial aid office. The Perkins Loan Program, Supplemental Education Opportunity Grant (SEOG), and Federal Work-Study are examples of campus-based aid.
Capitalization of Interest		Addition of unpaid interest to the principal balance of a loan which increases the total outstanding balance due. This occurs at the end of a forbearance on subsidized loans and at the end of a deferment, a forbearance, or grace period on unsubsidized loans.
CBT		Computer Based Training
College Work Study (CWS)		See Federal Work Study.
Co-Maker		One of two individuals who are joint borrowers on a PLUS, consolidation, or alternative loan. The co-maker is jointly and severally liable for repayment of the loan.
Community College		A two-year traditional school, offering programs leading to an Associate of Arts degree. These typically offer many non-credit and vocational courses. Also called "junior college".
CommonLine Network		Provides framework for an open, standardized student loan delivery system by using common file formats to transfer loan information.
Cooperative Work-Study Education		A program in which the student alternates between full-time college study and full-time paid employment related to the student's area of study. Under this plan, a bachelor's degree often requires five years to complete.
Cosigner		This term is no longer used. See Endorser.
Cost of Attendance (COA)		The total cost of attending a post-secondary institution for one academic year. The student's budget usually includes tuition, fees, room, board, supplies, transportation, and personal expenses.
Credit-Scoring		A method, based on statistical analysis of applicant characteristics, through which lenders determine the applicant's qualification for credit.
Credit-Worthy		An individual with no or little negative credit history per the criteria established by the lender.